Ultimate goal would be to clear our debts as we can no longer afford the Mortgage and large tax debt from a failed business. I have recently had to resign from my full time job to have more time for my disabled son (am looking for something part-time). We will have to find something to rent for much less than our $725/wk mortgage repayments. Have been struggling to keep our home for the past 4 years and we simply can't do it anymore. 